LOAN OPTIONS

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FIXED RATE

The interest rate doesn't fluctuate during the fixed rate period of the loan. This allows the borrower to accurately predict their future payments.

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VA

Available only to US Military service members. They are (usually) 0% down on the

purchase side

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ADJUSTABLE RATE

The interest rate applied on the outstanding balance varies throughout the life of the loan.

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REFINANCE

You can refinance to lower your rate or to get cash out of your existing loan.

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FHA

Loans insured by the Federal Government with more forgiving terms.

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NO COST

Lender provides a credit at the close of escrow equal to the amount of the closing costs.

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