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The interest rate doesn't fluctuate during the fixed rate period of the loan. This allows the borrower to accurately predict their future payments.

Available only to US Military service members. They are (usually) 0% down on the

purchase side

The interest rate applied on the outstanding balance varies throughout the life of the loan.

You can refinance to lower your rate or to get cash out of your existing loan.

Loans insured by the Federal Government with more forgiving terms.

Lender provides a credit at the close of escrow equal to the amount of the closing costs.

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